Quick and Easy Loans at Your Fingertips

LendSafe Care​

Access the money you need anytime, anywhere in Nigeria.

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Why Choose Us?​

Experience convenience and care every step of the way.

1. Fast Disbursement

Receive your loan directly into your bank account within minutes.

2. Flexible Repayment​

Choose repayment plans that fit your income and lifestyle.

3. No Collateral Required​​

All you need is your phone and valid ID to apply.

4. Transparent & Secure​​

Clear terms, no hidden charges, and your data is fully protected.

5. User-Friendly App

Simple design that makes borrowing easy for everyone.

6. Trusted Support

Our customer service team is always ready to assist you.

About Us​

SmartLoans Integrated Services Limited is a licensed money lending company. Our flagship product is the LendSafe Care App – a mobile loan platform designed to make borrowing simple, fast, and accessible for everyone in Nigeria. Through LendSafe Care, customers can apply for loans anytime, anywhere, and receive disbursements directly into their bank accounts within minutes.

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How LendSafe Care Works?

Getting your loans with LendSafe Care is simple and fast. Just follow 3 easy steps

1
Download App

Download the App

Install the Lendsafe Care app and create your account.

2
Fill Application

Fill in Your Profile

Complete the application form with your personal and financial details to get evaluated.

3
Loan Disbursement

Get Limit & Disbursement

Receive your credit limit and get instant loan disbursement directly to your bank account.

Our Technology​​

Advanced tools that combine innovation, security, and risk control.

AI credit scoring

AI Credit Scoring Engine

Machine-learning models analyze cashflow patterns, device signals, repayment history and behavior to assign fair limits and approval odds in seconds.

ML • Real-time
Fraud detection

Real-time Fraud Detection

Device fingerprinting, IP/geo checks, emulator & root detection, velocity rules and blacklist matching block synthetic identities and repeat fraud.

Risk Control
KYC AML

KYC & AML Automation

NIN/BVN name match, ID OCR, selfie liveness, and sanctions screening streamline onboarding while meeting regulatory requirements.

Compliance
Risk-based pricing

Risk-Based Pricing

Dynamic APR and tenure tailored to risk bands. Good repayment behavior unlocks better rates and higher limits over time.

Dynamic
Early warning

Early-Warning Signals

Anomaly detection predicts delinquency risk and triggers smart reminders, in-app nudges, and tailored collections playbooks.

Predictive
Security

Secure by Design

Encryption in transit & at rest, tokenization, role-based access, and full audit trails protect customer data end-to-end.

Security

Would you like to start with us?​

Reach out today — fast, friendly, and reliable support.

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